No - Raise Investment does not employ leverage. While our model provides amplified exposure to potential upside gains, you are not exposed to leveraged losses.
The larger position you see on day one comes from our institutional capital partners advancing funds on your behalf, not from borrowing in your name. This means:
No margin calls.
No interest charges.
No leveraged ETFs that magnify daily moves.
Early on, the portion of your account equal to the principal we’ve advanced sits in a buffered ETF with an upside cap and downside buffer for a 12-month outcome period. Any value above that moves into uncapped S&P 500 exposure.
So while your starting point may feel “amplified” compared to what you’ve paid in membership fees, it’s fully funded by us — not leveraged against you.