1) We front the capital
We invest a lump sum of our capital into an S&P 500–linked position on your behalf — no waiting to save up.
2) You pay a flat membership
A predictable monthly fee — that gives you full access to all gains. Memberships are our only source of revenue, not your assets.
3) You keep the upside
When you exit, your gains are yours. We reclaim the original principal; anything above that is yours to keep. No surprises, no takedowns.
Example:
We invest $5,000 for you.
You pay $30/month.
As your investment grows, anything above $5,000 becomes your gain.
When you leave, we remit the $5,000 and you keep the rest.
4) Built-in downside management
Initially, we protect the first dollars with a buffered ETF (12-month downside buffer, upside cap). As your take-home value grows, the rest moves into uncapped S&P 500 exposure. Over time, more of your account participates fully in the market’s upside.