When you join Raise, you choose a plan and pay a set monthly fee — for example, $5,000 up-front investment for $30/month in our current pilot. That’s our only form of revenue. We don’t charge a percentage of your assets, take a cut of your gains, or add performance fees.
Because our revenue comes from memberships (not from your investment), our incentives stay aligned:
You keep 100% of the gains your position earns.
Our capital partners recover their principal when you exit.
The trade-off
The only real “catch” is time. For this product to work best, you need to stay on the platform for a while—think 10 to 15 years to really achieve maximum results. Structurally, it works like this:
Early on, the portion of your account equal to the principal we advanced sits in a buffered ETF with an upside cap for a 12-month outcome period.
Anything above that moves to uncapped S&P 500 exposure.
If you’re looking for quick wins or constant trading, this probably isn’t the right fit — it’s designed for long-term compounding.