The main difference: we put a big lump sum of our own capital to work for you in the S&P 500 on day one. That head start means compounding begins immediately—years sooner than if you had to save and invest the lump sum yourself.
Because we don’t charge asset-management fees, we can serve a broader range of people who might otherwise be priced out.
Important distinction: Your monthly membership payment isn’t invested—it’s our revenue for providing you access to our capital. This keeps incentives clean: our income comes directly from customers, not from skimming assets.
We invest the up-front S&P 500 exposure so you don’t have to wait to be wealthy to begin compounding returns. You pay a flat monthly membership (no AUM skim). Early on, part of your position sits in a buffered/defined-outcome ETF with an upside cap and a 12-month outcome period; as your take-home grows, more shifts into uncapped S&P 500 exposure. No leverage. No margin calls. You keep 100% of the gains; our capital partners recover their original principal when you exit.